Deposit Unlock

Created for Living

Millside Grange new build home garden and open french doors into dining room

Deposit Unlock

Getting on the property ladder - or even moving up it - can feel out of reach if it involves saving up a large deposit. Deposit Unlock helps to change that, using a smaller deposit to get you into your dream home.

What is Deposit Unlock?

Deposit Unlock is an incentive designed to make buying a new-build home more accessible - whether you’re a first-time buyer or already own a property. Created in partnership with lenders and housebuilders, it helps you purchase a Hill home with a low 5% deposit, while still securing a competitive mortgage.

  • Available on a wide range of Hill homes, up to £833,250*
  • No location restrictions (subject to lender approval)
  • Gives you more choice, with lower upfront costs

Get in touch for information on eligible homes

*Price cap may vary by lender and development. Subject to lender approval and individual eligibility.

How does Deposit Unlock work?

Deposit Unlock is made possible by an industry-backed insurance incentive that protects lenders - so they can offer 95% mortgages on new-build homes with confidence.

  1. You pay just a 5% deposit: Making homeownership more achievable, without years of saving.
  2. Hill helps cover it: We help to fund insurance that protects lenders - so they can offer 95% mortgages on eligible homes.
  3. You secure your new home: With a lower deposit and competitive mortgage, your new home could be closer than you think.

Who is Deposit Unlock for?

  • Young woman walking through the grounds at Timber Works home development
    First-time buyers

    Struggling to save for a large deposit? Deposit Unlock could help you get on the ladder sooner.

  • Parents and two children sat in a lounge at Timber Works development playing with wooden blocks
    Home movers

    Already own, but short on equity? Deposit Unlock helps keep your next move within reach.

  • Dad and child cooking in the kitchen at a home in Eden Green
    Owner-occupiers

    If you plan to live in your brand new Hill home, Deposit Unlock could help you move.

Take the first step

For expert help finding your perfect home, complete the form and our friendly team will reach out to you.

Get in touch
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    Understand the buying process from start to finish with our step-by-step guides.

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